Best 5 Alternates Of PayPal

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PayPal has been dominating financial transactions on web for quite some time. Be it online shopping or transferring money for other uses, PayPal is the first name that strikes users mind. What if anyone doesn’t have a PayPal account, but he wants to shop online and do many other things?  The world of web has many other options to solve this problem. We have listed some options that you can use as an alternate to PayPal. These options might not be as popular as Pay Pal but they have trusted and reliable gateways that millions of users are accessing for various web services:

1. Google Checkout:  Google checkout is designed for online shopping with single login name. This is not a payment gateway; it just allows you to buy products that come with Google search or online stores without entering your credit card details repeatedly. With revised fee structure, merchants can qualify for rates as low as 1.9% + $0.30 per transaction in the U.S., and 1.4% + £0.20 per transaction in the U.K. Google checkout are available only in US and UK. This is as secure as other payment gateways.

2. Amazon Payments: Amazon payment gateway allows you to accept & pay online. Amazon offers payment services for affiliates and sellers, as well as services on other networks or websites. For those who sell their product on Amazon it is very simple to use as it is integrated with your seller account. This account even works for your affiliate commission when you sell some product as an affiliate. For those businesses, which are not associated with Amazon but want to use this secure payment gateway, they can use this service with Amazon pay or other means. It is a fast and reliable payment gateway. The pricing structure for Amazon is:

  • Transactions greater than ten dollars, Amazon charges 2.9% + 30 cents.
  • Transactions less than ten dollars, there is a charge of 5% + 5 cents fee
  • There are volume discounts on monthly transaction amounts.
  • No monthly charges other than per transaction charges.

3. Moneybookers: Moneybookers allow business to accept credit and debit card payments through Moneybookers payment gateway and also provide facility to transfer money from one account to other money booker account. Best thing about Moneybookers’ payment is their fees. They do not deduct any monthly charges or account setup fees. You just need to create an account and transfer money to anyone or to any website. Their fee structure is:

  • Up to $3,000 per month: 2.9% of each transaction, plus 29 cents.
  • $3,000.01 to $10,000 per month: 2.4% plus $0.29.
  • $10,000.01 to $100,000 per month: 2.1% plus $0.29.
  • More than $100,000 per month: 1.9% + $0.29.

Money booker’s payment gateway is secure and reliable and also provides facility to transfer money internationally. 

4. E-Junkie: You can add E-Junkie shopping cart to your website without any complex script. It’s simple HTML code will work very smoothly on your site in every browser. The shopping cart also calculates sales tax, VAT and shipping cost. All the features can be managed from one central location (from the E-Junkie site) keeping everything organized.

Main drawback of E-junkie is that they provide space for tangible goods only and not for any Digital product. Minimum monthly cost is $5 for minimum 10 products storage.

 5. 2CheckOut: 2Checkout is a secure and reliable online payment gateway that offers the merchant account or credit card processing alternative. You can start your 2Checkout account with one time processing fee of $49.97 and after that there are no monthly or yearly charges. Transaction charges are fixed that are 5.5% + 0.45$ per transaction.

The drawback of 2checkout is that they charge a setup cost that users are not willing to pay in advance.

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